The advantage of this is that the share price is lower than the market value. I can also opt to have a portion of my salary allocated to me as shares and I can purchase shares. My basic salary is €142K, I get bonuses of between €30K and €50K, share grants of varying amounts and my employer contributes 14% of my base salary to my pension. I have a corporate job in product management. I’m a man in my mid-40s, married with two small kids and living in Dublin City. This week, a product manager on over €140K living in Dublin. Last time around, we heard from a 23-year-old student and fast food worker on €13K living in Dublin. When reading and commenting, bear in mind that their situation will not be relatable for everyone, it is simply an account of a week in their shoes, so let’s be kind. If you’re interested send a mail to We would love to hear from you.Įach money diary is submitted by readers just like you. We’re asking readers to keep a record of how much they earn, what they save if anything, and what they’re spending their money on over the course of one week.Īre you a spender, a saver or a splurger? We’re looking for readers who will keep a money diary for a week. So, what are you waiting for? Shop online as soon as possible to get your hands on the best deals online.WELCOME TO HOW I Spend My Money, a series on TheJournal.ie that looks at how people in Ireland really handle their finances. And, the most important part is that you get to save yourself from exposure to the polluted outdoors. You can also protect your hair from damage. You can sit at home and protect your skin from unattractive tanning and damage. Online shopping ensures that you can stay in the comfort of your home and take all the time you need in going through every option available so that you can make an informed purchasing decision. Some shopping sites come with a gift wrapping option as well, which saves you a lot more effort. And, the best part is that you can get your purchases delivered to your doorstep! And, in case someone’s birthday is coming up, you can save yourself the trouble of going out to buy something when you can easily shop for it online. The variety also includes books for students, corporate professionals, homemakers, and so on. From different brands, styles, designs, features, and so on, you can shop for a variety of stationery online. You can conveniently shop for a number of diaries online. You can even use them to maintain your monthly expenses. And, you never know, your little scribbles of ideas may just get you that promotion you’ve been working towards.ĭiaries can also be used to keep a record of important phone numbers, email and postal addresses, and many more. You never know when innovative ideas strike thus, it can be beneficial to always keep books with you so that you can quickly take down notes, draft story ideas, and so on. You can even look back (years from now) and read through your old books of memories to see how far you’ve come, how much you’ve grown, and overcome as well. This way, no matter how much time passes by, you can always relive your precious memories by skimming through the pages. Thus, penning down your favourite moments can help you freeze them in time. It’s like you’re being your own therapist (minus the large bills). It’s a healthy experience to have a place where you can vent about everything. And, you feel a greater sense of accomplishment when you physically score out the completed tasks.Īre you the kind of person who keeps to themselves and who prefers to solve a problem on their own before turning to a friend or family member? Then, these books are meant for you! You can use regular diaries and personal diaries as places where you can be completely honest about how you feel - without the fear of being judged. Thus, writing in a diary brings about a refreshing change. Although you can use your smartphone to note down all of this, it draws a sense of monotony as almost all of us use smartphones and laptops for our day-to-day tasks. You can use office diaries or organizers to jot down your tasks for the day or for the upcoming week. Here are a few reasons to convince you to start maintaining diaries: Writing in diaries lets you take charge of the minutiae of your life - everything from what you need to complete in a day, week, or year, to your thoughts, emotions, and concerns for each day. But, maintaining a diary is a great way for you to streamline your thoughts and tasks. Writing in diaries may be viewed as childish by some. Stay Organized and Efficient with Diaries
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